Replacement Of Flat Roof Fha

One of the fha rules for the roof requires the appraiser to report if it has less than 2 years remaining life and require it to be replaced.

Replacement of flat roof fha.

Flat metal roofs can last for almost 35 years in ideal conditions. Fha repair and inspection requirements for existing properties and revisions to fha appraisal protocol pages 2 3. The condition of the roof is important as it s a major source of headaches for a home owner if there is a problem down the line. These roofs work well but you do need to inspect them on occasion for cracks and other signs of damage.

The trainee states he has called for an fha roof inspection. How to repair a flat roof. Fha no longer mandates automatic inspection of flat and or unobservable roofs. Plus it has the added advantage of reflecting heat from the sun which keeps energy costs down.

As with any other type of roof the appraiser is to look for signs that would indicate a possible roof problem. Is it a flat roof. Roof deck typically a corrugated metal panel supported by structural beams. In order to pass the appraisal process the roof must also provide reasonable future utility durability and economy of maintenance according to the fha official site.

Metal roofing typically comes in large sheets. To be specific the following has been taken from the hud handbook 4000 1 regarding the fha rules for the roof. He doesn t say just that he is unfamiliar with a rubber roof covering. Frequently asked questions fha resource center bulletin board accessed march 21 2020.

Insulation one distinction from steep pitch roofing is that insulation is typically above the decking and may be replaced with the membrane layer. Appraisal requirements for fha mortgage loans are found in hud 40001 and include guidelines for electrical systems plumbing paint and also requirements for the roof. Fha single family housing policy handbook pages 15 16. Department of housing and urban development.

If the inspection reveals the need for roof repairs and the roof already has three or more layers of roofing the fha requires a new roof. Most low pitch roofing typically used for commercial buildings consists of three sections. Low pitch or flat roofing. For starters the roof must do what it s designed to do fha and hud regulations say it must not leak or allow moisture to enter the home.

This of course is a judgment call that the appraiser is required to make. Metal is one of the most popular materials used for flat roof replacement. Water heaters the water heater must meet local building. Most flat roofs are.

Metal specifically aluminum is known for its durability.